{"transactions":[{"id":681789,"issuer":{"id":4848,"kind":"organization","name":"Jefferson Capital, Inc. / DE"},"owners":[{"id":21754,"kind":"person","name":"Zellmann Mark Joseph","position":1,"cik":"0002071982","reported_name":"Zellmann Mark Joseph","relationship":{"director":false,"officer":true,"ten_percent_owner":false,"other":false,"officer_title":"President US Business Lines"}}],"security":"Common Stock","published_at":"2026-08-19T20:05:22.000Z","date":"2026-08-17","kind":"gift","planned":false,"acquired":false,"shares":6250,"price":0,"value":0.0,"ownership":{"direct":true},"footnotes":[{"field":"kind","element":"transactionCoding","label":"F2","text":"The transaction reported shows a charitable gift of 6,250 shares to Fidelity Charitable."}],"balance_after":631497,"source":{"system":"sec-edgar","filing":"0001104659-26-098773","document":"tm2623596-1_4seq1.xml","document_sequence":1,"table":"nonDerivative","row_type":"transaction","position":2,"url":"https://www.sec.gov/Archives/edgar/data/2071982/000110465926098773/tm2623596-1_4seq1.xml","form_type":"4"}},{"id":681788,"issuer":{"id":4848,"kind":"organization","name":"Jefferson Capital, Inc. / DE"},"owners":[{"id":21754,"kind":"person","name":"Zellmann Mark Joseph","position":1,"cik":"0002071982","reported_name":"Zellmann Mark Joseph","relationship":{"director":false,"officer":true,"ten_percent_owner":false,"other":false,"officer_title":"President US Business Lines"}}],"security":"Common Stock","published_at":"2026-08-19T20:05:22.000Z","date":"2026-08-17","kind":"sale","planned":false,"acquired":false,"shares":56000,"price":23.7518,"value":1330100.8,"ownership":{"direct":true},"footnotes":[{"field":"price","element":"transactionPricePerShare","label":"F1","text":"The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $23.54 to $24.17, inclusive. The Reporting Person undertakes to provide to the Issuer, any security holder of the Issuer, or the Staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the range set forth in this footnote."}],"balance_after":637747,"source":{"system":"sec-edgar","filing":"0001104659-26-098773","document":"tm2623596-1_4seq1.xml","document_sequence":1,"table":"nonDerivative","row_type":"transaction","position":1,"url":"https://www.sec.gov/Archives/edgar/data/2071982/000110465926098773/tm2623596-1_4seq1.xml","form_type":"4"}},{"id":835466,"issuer":{"id":4848,"kind":"organization","name":"Jefferson Capital, Inc. / DE"},"owners":[{"id":21754,"kind":"person","name":"Zellmann Mark Joseph","position":1,"cik":"0002071982","reported_name":"Zellmann Mark Joseph","relationship":{"director":false,"officer":true,"ten_percent_owner":false,"other":false,"officer_title":"President US Business Lines"}}],"security":"Stock option (right to buy)","published_at":"2026-03-18T22:50:45.000Z","date":"2026-03-18","kind":"grant","planned":false,"acquired":true,"shares":12500,"price":34.13,"value":426625.0,"ownership":{"direct":true},"footnotes":[{"field":"derivative.exercise_price","element":"conversionOrExercisePrice","label":"F1","text":"The stock options vest as to 1/5th of the shares annually, subject to continued service through the vest date."},{"field":"derivative.exercise_date","element":"exerciseDate","label":"F1","text":"The stock options vest as to 1/5th of the shares annually, subject to continued service through the vest date."}],"balance_after":12500,"derivative":{"expiration_date":"2036-03-17","underlying":"Common Stock","underlying_shares":12500},"source":{"system":"sec-edgar","filing":"0001104659-26-031443","document":"tm269265-3_4seq1.xml","document_sequence":1,"table":"derivative","row_type":"transaction","position":2,"url":"https://www.sec.gov/Archives/edgar/data/2071982/000110465926031443/tm269265-3_4seq1.xml","form_type":"4"}},{"id":835465,"issuer":{"id":4848,"kind":"organization","name":"Jefferson Capital, Inc. / DE"},"owners":[{"id":21754,"kind":"person","name":"Zellmann Mark Joseph","position":1,"cik":"0002071982","reported_name":"Zellmann Mark Joseph","relationship":{"director":false,"officer":true,"ten_percent_owner":false,"other":false,"officer_title":"President US Business Lines"}}],"security":"Stock option (right to buy)","published_at":"2026-03-18T22:50:45.000Z","date":"2026-03-18","kind":"grant","planned":false,"acquired":true,"shares":12500,"price":20.13,"value":251625.0,"ownership":{"direct":true},"footnotes":[{"field":"derivative.exercise_price","element":"conversionOrExercisePrice","label":"F1","text":"The stock options vest as to 1/5th of the shares annually, subject to continued service through the vest date."},{"field":"derivative.exercise_date","element":"exerciseDate","label":"F1","text":"The stock options vest as to 1/5th of the shares annually, subject to continued service through the vest date."}],"balance_after":12500,"derivative":{"expiration_date":"2036-03-17","underlying":"Common Stock","underlying_shares":12500},"source":{"system":"sec-edgar","filing":"0001104659-26-031443","document":"tm269265-3_4seq1.xml","document_sequence":1,"table":"derivative","row_type":"transaction","position":1,"url":"https://www.sec.gov/Archives/edgar/data/2071982/000110465926031443/tm269265-3_4seq1.xml","form_type":"4"}}]}